American Beautiful Cities

Beautiful Cities in the U.S. To Visit in Your Lifetime

Some of the most beautiful cities in the United States, such as New York, Seattle, and Sedona, showcase an incredible diversity of landscapes, cultures, and experiences. While exploring the world around us is always exciting, there's something truly special about discovering the treasures within our own country first. From iconic skylines to natural wonders, the U.S. offers a wealth of destinations waiting to be explored.

1. New York City, New York

Everyone has heard of New York, but only a few have truly experienced the charm of this extraordinary city. Instead of following the usual tourist trail to the Statue of Liberty, why not dive into some of its hidden gems? Start with Artechouse, an immersive digital art space that promises a once in a lifetime experience, blending technology and creativity in stunning ways. Then, take a moment to admire the city's iconic skyscrapers from the serene yet lively Bryant Park a perfect spot to soak in Manhattan's energy. Finally, treat yourself to some retail therapy in SoHo, a vibrant neighborhood brimming with boutique stores, art galleries, and stylish cafes.

2. Telluride, Colorado

If you're an adventurer at heart, Telluride is your dream destination. Nestled in the Rocky Mountains, this charming town boasts the breathtaking Bridal Veil Falls and a world class ski resort. In winter, you'll be mesmerized by its snow capped peaks, while summer unveils gushing waterfalls and lush landscapes. To truly immerse yourself in Telluride's winter wonderland, take a thrilling snowmobile tour a one of a kind experience that will leave you with unforgettable memories. Whether you visit for the powdery slopes or the cascading falls, Telluride is a natural paradise waiting to be explored.

3. Savannah, Georgia

Savannah is a city steeped in art, history, and a touch of the supernatural. Visitors from around the world come to explore its famously haunted spots and soak in its enchanting atmosphere. With stunning architecture and natural beauty, this dreamy destination will leave you longing for more. For a family friendly adventure, visit the Oatland Island Wildlife Center, an animal sanctuary offering up close encounters with native wildlife. Music enthusiasts can catch an unforgettable performance at the vibrant Enmarket Arena. And if you’re feeling brave, embark on a ghost tour for a spine tingling journey into Savannah’s haunted past.

4. Anchorage, Alaska

With snow capped peaks on the horizon, glistening waters teeming with salmon, and awe inspiring glaciers, Anchorage is a destination straight out of a dream. This Alaskan gem offers countless adventures, from scenic bike tours to flavorful brew tours, and endless opportunities for city exploration. Prefer to chart your own path? No problem. Paddle through pristine waters on a kayaking trip to the glaciers or embark on one of the many stunning treks that promise panoramic views and unforgettable memories.

5. Chicago, Illinois

Chicago embodies the American dream, with towering skyscrapers and a vibrant, bustling energy that comes alive, especially at night. Known as a cultural hub, the city boasts over 60 museums, including the world renowned Art Institute of Chicago and the fascinating Museum of Science and Industry. No trip to Chicago is complete without indulging in its iconic deep dish pizza a culinary experience you won't forget. To top it off, enjoy a night at one of the city's acclaimed theaters, like the historic Chicago Theatre, where unforgettable performances await. 

6. Las Vegas, Nevada

When you think of Las Vegas, glitzy casinos and sprawling luxury hotels might come to mind but this dynamic city offers so much more. While others may be testing their luck on the casino floor, you can immerse yourself in the city's creative side. Visit the Aria Fine Art Collection, showcasing stunning contemporary works that transform public spaces into a living gallery. Or, head to AREA 15, a vibrant hub of immersive experiences featuring a thrilling zip line, interactive art installations, and magnificent statues that redefine creativity.

7. Seattle, Washington

With its perfect blend of natural beauty, modern art, and cutting edge architecture, Seattle is a must visit destination for every traveler. Its diversity ensures there’s something for everyone to enjoy. Art enthusiasts will be captivated by the Chihuly Garden and Glass Gallery, where Dale Chihuly’s stunning glass sculptures create mesmerizing landscapes. For adventurers, a truly unique experience awaits on Lake Union explore its serene waters aboard a Hot Tub Boat for a combination of relaxation and excitement.

8. Salt Lake City, Utah

Utah's capital, Salt Lake City, is a dream destination for anyone seeking the ultimate holiday adventure. With its striking blue skies and cotton candy colored mountains, the scenery feels like a scene straight out of a Netflix movie. Make sure to visit Thanksgiving Point, where 55 acres of lush gardens and vibrant flowers create a breathtaking oasis. For a celestial experience, head to the Clark Planetarium, home to an impressive IMAX theater and an immersive 3D sky show that will leave you in awe.

9. San Antonio, Texas

As one of the USA's oldest cities, San Antonio is a traveler's dream, blending history, culture, and charm. Influences from Spanish, German, and American traditions are beautifully woven throughout the city, creating a vibrant and unique atmosphere. For a romantic and serene experience, visit Brackenridge Park, where stone bridges, natural shade, and picturesque landscapes make it a standout destination. Animal lovers can explore the San Antonio Zoo, home to over 300 species from around the world.

10. San Francisco, California

From the iconic Golden Gate Bridge to the towering ancient trees of Muir Woods National Monument, San Francisco is a city that words can scarcely capture. This cosmopolitan hub blends breathtaking natural beauty with rich history and vibrant modern culture. Explore cutting edge art at galleries like the Anglim Gilbert Gallery, discover historic landmarks, and indulge in comfort food that will satisfy your soul. Don’t miss the bustling energy of Chinatown or the serene, picturesque ruins of the Sutro Baths, offering stunning views of the vast Pacific Ocean.

11. Madison, Wisconsin

Madison is truly a national treasure, offering a perfect mix of natural beauty and cultural richness. Explore places like the Lost City Forest, where the city's natural glory unfolds in every direction, or visit the Royal Thai Pavilion, a stunning architectural gem that adds a touch of culture to the landscape. And if you're looking to relax, the city's pristine lakes provide the perfect spot for a refreshing swim.

12. Boston, Massachusetts

Boston seamlessly blends rich history and culture with a unique modern flair, creating the perfect urban experience. The Isabella Stewart Gardner Museum is a must visit, housing over 8,000 historic objects and 2,700 books in a charming setting. Pair this cultural immersion with a visit to High Street Place, where street food is transformed into gourmet luxury making Boston a top destination for food lovers and history buffs alike. For a truly unforgettable experience, head to the renowned Lookout Rooftop Bar, where you'll be treated to epic views and top notch service.

10 of the Best US Tours

It sounds like you’re preparing to explore the diverse beauty of the U.S. through guided tours! The United States offers a mix of natural wonders, vibrant cities, and rich cultural experiences, making it a dream destination for all kinds of travelers. Whether you're drawn to history, adventure, or relaxation, an escorted tour is a great way to get the most out of your visit. 

1. Highlights of Route 66  A Classic American Road 
Trip Route 66, often called the “Mother Road,” is one of the most iconic and historically significant highways in the United States. Spanning over 2,400 miles from Chicago, Illinois to Santa Monica, California, this legendary route takes you through eight states, offering a mix of classic American history, quirky roadside attractions, and stunning landscapes. A guided tour along Route 66 allows you to experience the best of this historic route without the hassle of planning each stop yourself. Whether you're a history buff, a lover of vintage Americana, or simply seeking an adventure through small town America, this tour offers a glimpse into the heart and soul of the U.S.

2. Washington to New York City Discovery, Intrepid  City lovers, history buffs, culture enthusiasts This eastern U.S. tour is perfect for those who want to dive into the heart of America’s most iconic cities: Washington, D.C., Philadelphia, and New York City. Packed with history, culture, and urban energy, this tour takes you through the country’s political and cultural capitals, exploring the monuments, museums, neighborhoods, and hidden gems that define these cities.Washington to New York City Discovery, Intrepid City lovers, history buffs, culture enthusiasts This eastern U.S. tour is perfect for those who want to dive into the heart of America’s most iconic cities: Washington, D.C., Philadelphia, and New York City. Packed with history, culture, and urban energy, this tour takes you through the country’s political and cultural capitals, exploring the monuments, museums, neighborhoods, and hidden gems that define these cities.

Washington, D.C. After Dark National Mall Tour  Start your journey in the U.S. capital with a nighttime tour of the National Mall, where you'll see monuments like the Lincoln Memorial, Washington Monument, and the World War II Memorial lit up against the night sky. Arlington National Cemetery: Visit the final resting place of many of America’s heroes, including President John F. Kennedy, and pay respects at the Tomb of the Unknown Soldier. Smithsonian Museums Explore the wealth of Smithsonian museums on the National Mall during your stay. Highlights include the National Museum of American History and the National Air and Space Museum. 

Philadelphia African American History Tour: In Philadelphia, discover the city's rich African American heritage through a guided walking tour that focuses on historic sites such as the Mother Bethel Church and The African American Museum in Philadelphia. Historic Philadelphia: Visit Independence Hall, where the Declaration of Independence was signed, and the Liberty Bell, one of the most important symbols of American freedom. Philadelphia’s Food Scene No visit to Philly is complete without sampling its famous food. The tour might include stops for a Philly cheesesteak or a visit to the bustling Reading Terminal Market. 

New York City Neighborhood Walking Tours: The tour culminates in New York City, with guided walking tours of two of its most vibrant neighborhoods: Little Italy and Chinatown. Delve into the history, culture, and cuisine of these multicultural districts, exploring the rich stories behind the immigrant communities that shaped the city. Tenements Tales and Tastes Tour: A tour of the Lower East Side focuses on the immigrant experience in New York, including a visit to a historic tenement building and tasting local foods that reflect the area’s diverse culinary heritage. The Big Apple Experience You’ll have the chance to explore Times Square, Central Park, and take in the bright lights of Broadway, as well as iconic landmarks like the Empire State Building and the Statue of Liberty.

3. The best of New England in the fall, Titan New England in autumn is an American road trip classic and this tour brings 13 days’ worth of leaf peeping by coach. You’ll get a whistlestop tour of five states, starting off in Boston, Massachusetts, where a local guide will prime you with the city’s history. Next, it’s the Atlantic peninsula of Cape Cod, with its quaint towns and beaches the colour of champagne. Jewels here include the many galleries of artsy Provincetown, right at the tip. The itinerary also ticks off cute as button Woodstock and Burlington, both in Vermont, all the while wiggling along country roads flanked by fall trees. Many activities, including a tour and tasting at Morse Maple Farm (a must in Vermont), are in the package, along with international flights, breakfast and accommodation.

4. Treasures of Oregon and the Pacific Northwest, Titan Diving deep into the wonders of the west coast, this 14 day tour courses from Seattle down to San Francisco, soaking up mountain towns, coastal bolt holes and plenty of natural beauty en route. The Emerald City is your springboard, where you’ll drink in panoramas from the top of the Space Needle. Sights are then set south for the rest of the trip, which includes stops in uber cool Portland, known for its craft beer and endless green space, and quaint Newport, right on the coast. A crowd pleaser on the way is Multnomah Falls, a cascade that plummets some 620 feet before a sheer sheet of rock. You’ll also dip into northern California long enough to explore giant filled Humboldt Redwoods State Park and Sonoma wine country. As is typical of Titan tours, the price includes international flights, 12 nights in hotels, breakfast each day and itinerary activities.

Explore a Diverse Region: The Pacific Northwest offers an incredible mix of natural landscapes, from lush forests to volcanic peaks, rugged coastlines, and high deserts. This tour covers the best of the region, with a perfect balance of city exploration and outdoor adventure. Nature and Wildlife  If you’re a nature lover, this tour is a dream come true. You’ll have the chance to see everything from majestic waterfalls and towering mountains to incredible wildlife, including whales along the coast and elk in the forests. Cultural Immersion: In addition to the spectacular natural beauty, you’ll also experience the local culture, from the craft beer scene in Bend to the historic landmarks in Seattle and Portland. Ideal for Outdoor Enthusiasts: Whether you're a hiker, photographer, or just someone who loves the outdoors, this tour offers plenty of activities and scenic stops to satisfy your adventurous side. Comfort and Convenience  With all logistics taken care of, you can relax and focus on enjoying the journey, knowing that your accommodations, transport, and some meals are already planned for you.

5. Wonders of the American west, Insight Vacations This ten day tour giftwraps some of the west’s most awe inspiring wilderness, including the Grand Canyon. Beginning in Las Vegas, you’ll venture to all of Utah’s “Mighty 5” National Parks Canyonlands, Arches, Bryce Canyon, Capitol Reef and Zion taking epic drives about the red rocks and even dining above Bryce’s salmon hoodoos on one special evening. The cinema worthy landscapes continue at Mesa Verde National Park in Colorado, where ancient dwellings carved out by indigenous Ancestral Pueblo peoples provide a window into the past. You’ll get breakfast each morning, plus dinner with wine on select days tours typically run in May, June, September and October and include accommodation.

6. The Lone Star State to the French Quarter, Cosmos It sounds like you're referencing a journey or a connection between two iconic locations  Texas (the "Lone Star State") and New Orleans (the "French Quarter"), perhaps with a touch of cosmic wonder in the mix. Whether you're planning a trip or just musing about the cultural shift, there's a lot to explore between these two places. Texas to the French Quarter: The route from Texas to New Orleans is rich with history, culture, and natural beauty. You could be traveling by car, train, or plane, but the drive is especially rewarding if you take the scenic route along Interstate 10, which runs from Texas all the way to Louisiana. Texas  The Lone Star State is vast and diverse, with everything from the deserts of West Texas to the lush forests of East Texas. Cities like Houston, Austin, and San Antonio offer their own brand of southern hospitality and culture, while the state's strong connection to its Spanish and Mexican heritage is seen in its architecture, food, and traditions. New Orleans & The French Quarter  Once you cross into Louisiana, you're greeted by the rich history and distinctive culture of New Orleans. The French Quarter (or Vieux Carré) is the heart of the city, with its centuries old buildings, vibrant street life, jazz music, and Creole cuisine. 

7. America’s music heritage that’s a big one. The history of American music is deeply intertwined with the country's diverse cultural roots and its evolution through social movements, technology, and global influences. “Just You” evokes the personal nature of music, how it speaks to the soul of an individual, and the timeless ability of music to connect people to their own stories, memories, and emotions.

America's Music Heritage: A Journey Through Genres 

Blues: Often considered the foundation of many American music genres, blues emerged in the Deep South from African American spirituals, work songs, and chants. Cities like Memphis and Chicago became pivotal in the evolution of blues, with legends like B.B. King and Muddy Waters creating sounds that reverberated far beyond the American South. The blues speak to heartbreak, struggle, and resilience, often serving as a deeply personal, raw form of expression. The simplicity of the 12 bar structure and the emotionally charged lyrics made the blues a genre that connected with listeners on a universal level. 

Jazz: Born in New Orleans in the early 20th century, jazz took the foundations of blues and added improvisation, syncopation, and an exploration of complex harmonies. Artists like Louis Armstrong, Duke Ellington, and Miles Davis revolutionized music, creating a genre that, much like the blues, was a means of individual expression but also a collective, interactive experience. New Orleans remains the spiritual birthplace of jazz, and the rhythm and freedom of the genre still echo through its streets today, especially in places like the French Quarter, where jazz was born.

8. Best of the Big Island and Kauai, G Adventures If you’re looking for an introduction to the Aloha State, this week-long G Adventures odyssey delivers. It covers two islands: Hawaii, known as the Big Island, and Kauai, so verdant that it’s nicknamed the “Garden Isle”. On the hitlist is Waimea Canyon, a colour-splashed ravine tipped as the “Grand Canyon of the Pacific”, as well as Hawaii Volcanoes National Park, home to some of the most active volcanoes on the planet. In for the price is national park entry and numerous guided excursions, plus transport and an internal flight. Accommodation includes a lodge in a winning location next to Kulaniapia Falls.

9. The Personal Connection in Music No matter the genre, what makes music universally powerful is its ability to speak directly to the listener, to connect on a personal level. "Just You" captures the intimacy of music whether you’re listening to the soulful wail of a blues guitar, the mournful cry of a country ballad, or the hard hitting rhythm of hip hop. Listening alone  Music has a unique ability to create a personal space for reflection. You could be listening to Nina Simone's heart-wrenching ballads or John Coltrane's transcendental saxophone, and it feels like the song is speaking just to you, telling your own story through its notes. Personal connections: It’s why we all have “our” songs the ones that bring back memories, provide comfort, or just speak to where we are in life at that moment. Just You is the connection between the song and the soul, the way music shapes and reflects the individual experience. America’s music legacy is a patchwork quilt of stories, struggles, celebrations, and transcendent moments. Each genre has its own personal touch, its own voice that resonates in the hearts of millions, whether they’re listening alone in a quiet room or with a crowd of thousands. And ultimately, it’s this personal resonance that makes America’s music so enduring and so deeply woven into the fabric of its cultural identity.

10. Do the Charleston, Untold Story that’s an intriguing phrase! It feels like an invitation to dive into the deeper history of the Charleston, a lively, infectious dance that became emblematic of the Jazz Age in the 1920s. But beyond just the steps and the fun, there’s a fascinating, untold story surrounding the dance itself, its cultural significance, and its enduring influence. Let’s break it down: The Charleston Dance: Origins and Evolution The Dance Itself: The Charleston is a fast paced, exuberant dance characterized by swinging leg movements, quick footwork, and wide arm gestures. The feet typically kick out in a circular motion, while the arms can swing out and back, adding to the lively, almost wild energy of the movement. While it became synonymous with the flapper era and the jazz filled clubs of the 1920, the Charleston has older roots. It’s believed to have been inspired by African American dances, particularly those from the South, and most notably from the Gullah people of the coastal regions around Charleston, South Carolina.

Amazon Business reached $35 billion in annualized sales in 2023

Amazon spent the last 25 years building Amazon com. It now serves over 300 million active customers a wide selection of goods at competitive prices. You may be one of them. But different customers have different needs. Amazon has long known that businesses and organizations were shopping for office supplies and other goods in bulk on its store. To better serve them, the company launched Amazon Business in 2015. “Everything we do at Amazon starts with the customer, and we kept asking ourselves, ‘How can we better serve those business customers?’” said 20 year Amazon veteran Alexander Gag non, vice president of Worldwide Amazon Business. “The procurement space is ready for innovation. We have leveraged the size, expertise, technology, and infrastructure we have built at Amazon, and adapted it for businesses and organizations of all sizes.” Amazon Business has since become one of the fastest growing ventures in Amazon’s history. It reached $35 billion in annualized sales in 2023.

"I’ve been excited about Amazon Business since the day it launched,” said Doug Harrington, CEO of Amazon Worldwide Stores. “The Amazon Business team is committed to long term success of their business and its customers. Day in and day out, we dig into the specific purchasing needs of businesses and organizations and come up with innovative ways to deliver great prices, extensive selection, and consistent, reliable convenience. Businesses and organizations need different tools and features for their purchasing, and Amazon Business has built those tools. But we know that’s not enough, and we’ll keep iterating to make the customer experience even better.”

How does Amazon Business work? 

Amazon Business gives organizations of all sizes the ability to buy from a large selection of hundreds of millions of items directly from the Amazon Business store, which has the same easy to use and intuitive interface as Amazon 

“One of the best things we have as a tailwind for Amazon Business is all of the work we've done for the last 25 years for consumers on Amazon,” Hermes said. “We've got a catalog with a wide selection, a world-class fulfillment capability, and a great customer experience that you're used to. It’s easy to use with no training necessary. The search experience, the reviews, the shopping cart, and other popular features are all the same, and on top of that we’ve built business specific features that allow companies of all sizes to integrate their procurement policies into the buying process.” 

What does Amazon Business offer beyond vast selection, low prices, and convenience? 

“We are so much more than a B2B store or a procurement organization,” said Aster Angara, vice president and head of commercial, public, and strategic sector at Amazon Business. “Amazon Business is designed to be flexible and can support customers of all shapes and sizes. We continuously develop salable solutions by customer size and industry vertical. We work with our customers to solve their biggest procurement challenges by giving them incredible technology such as Amazon Business analytics and Guided Buying, available with eligible Business Prime memberships.” “Amazon Business lets our customers use a set of policies or rules to ensure that certain types of products they buy meet those requirements,” Hermes said. “So, you could say, ‘I want to buy local,’ ‘I want to buy products with sustainability certifications,’ ‘I want to buy from veteran-owned or diverse suppliers.’

How do customers use Amazon Business? 

Angara said Amazon Business helps large and small customers leverage what they're doing today in the area of spend. But Amazon Business can also help them source products with sustainability certification or goods sold by local, diverse, and other businesses. “We are really giving customers control and visibility of these purchases and knowing where they spend their money,” she said. “If you're a teacher and you want to be able to buy specific books or tools for your class, you no longer have to go through a series of people in the process. You can go to the Amazon Business store, and you will be able to purchase what you need for your students. Utilizing the set budget that is designed for you, you can actually spend it over a semester or a year or a month however you want to manage it.” These benefits also translate to tangible savings. “We make it really easy for them to procure at competitive prices and save money that can be then reinvested,” Gag non said.

 

7 Great Side Business Ideas

Why Veterans are Great at Business 

According to the American census, veterans own 7.5% of 5.4 million businesses. The reason for this is simple: the military teaches skills most business owners have to learn the hard way like self-sufficiency, leadership, and the ability to perform under pressure. If you’ve already got those skills, you’ve got some of what it takes to run a successful business. All you need to do now is take one of these ideas and make it work for you. We’re here to help you on your journey. Work together with a SCORE mentor today to find the best side business idea for you and get started.

1. Open a private security firm If you make decisions quickly and like working alone, a private security firm is a natural fit for you. As a private security contractor, you’ll be responsible for defusing and deescalating high risk situations: something that already comes naturally to veterans. There are two simple ways to get started with private security. You can either contract work from larger security firms or offer your services to malls, businesses, schools, and councils in your area.

2. Become a franchise owner Is leading people one of your strengths? Then you’re fit for franchising. Owning a franchise is an easy way to start a retail business (provided you start with some capital, of course). Unlike new businesses, franchises already have a customer base and a product line when they open, as they leverage the services offered by the parent business. As a fresh franchise owner, all you need to do is manage the business: something your military past has trained you for. 

3. Work as a government contractor If you’re still interested in government work but want to be involved in a role that extends beyond the office, you should consider a contracting role. The United States government contracts out enormous amounts of logistics work, including IT work, network security work, and administrative work. The government is mandated to contract out 3% of those services to veterans like you. If you’re interested in contracting, check out the Small Business Administration’s Boots to Businesses development program.

4. Get into the personal fitness industry Very few people leave the military with zero personal fitness knowledge. Just because you no longer serve doesn’t mean your fitness skills are out of date. Leverage those skills, and you can make people fitter while building a business. There are many ways to start a personal fitness business. You could recruit clients with a letterbox campaign, contract through a private gym, or even createa fitness Instagram to show off your skills. Whichever way you choose, keep it unique to you. People are mostly drawn to personality (though they like muscles, too). 

5. Work as a tech consultant If you’ve got great tech skills, then you’ve got a golden ticket to a great career as a tech consultant. There are many ways to work as a tech consultant  from doing tech audits to running virtual mentoring programs that let you share your skills with small businesses and teams.

6. Consider health care advocacy and emergency services When weighing up potential side business ideas, never discount your experience. As a veteran, you have a unique perspective invaluable to hospitals, universities, and healthcare organizations working with veterans. If you love working with people, take that knowledge and build a business that teaches organizations how to help. You could even become a consultant for veteran services, helping new and injured veterans navigate through the complexities of post-service life. Just don’t forget to brush up on those calendar management skills before you start juggling clients. 

7. Become a workplace trainer As a veteran, you’re likely an expert in managing challenges like work life balance, changing sleep cycles, and routine shifts. As Americans take over 460 million work trips a year, you could build a  business by teaching people how to manage their work lives on the move.

 

American Online Business Ideas

10 Useful Things to Know to Start an Online Business with No Money 

A lot of people would love to start an online business. Unfortunately, not everyone has the capital to go as big as they’d like when setting it up. However, many people will start one with having little or no money. All it takes is determination, motivation and a willingness to learn as you go. This isn’t saying that business education is a waste of time. On the contrary, a good education could be worth the investment. But not everyone has the funds to go back to school, let alone start a business. So, what should you know when you’re ready to step up and build a business from the ground up without a dime to your name? Well, here are 15 things you might find useful about how to get into an online business when you’re broke. 

1. Identify Your Target Market

In 2014, it was discovered that 42% of failed startups were from the result of a poor market for products and services. This didn’t mean that the ideas themselves were bad, but that the immediate market had no use for the business. For example, it would be difficult to sell air conditioning units to people living in Alaska. From the perspective of an online business, this will be more centered around marketing. If you offer a specific service or product, you need to make sure the right people are getting those advertisements. This may take a bit of research as you need to identify who will be the most interested in what you offer. Thanks to the various marketing tools available on the Internet, this process can be easier than you might think. 

2. Start Small 

You don’t have to step into the world of business with an extensive portfolio or a vast array of goods to sell. When you have no money, starting small gives you the chance to build up the company. Some owners started with just a few items to sell out of their basement and expanded into larger facilities. Again, this centers around how well you market the brand and how much effort you put into the business. Even the smallest of online startups can attract a consumer base with the right ads or the perfect comment in social media. It’s all about building a reputation for excellent service. Let the income of the business provide its own expansion.

3. Don’t Underestimate the Competition   

Because it’s easy to get the ball rolling for an online business, you need to be aware of the competition. You’re not the only one trying to make a living off of the Internet without an extensive bankroll. In fact, this is often one of the top 10 reasons why many businesses fail according to many experts. Starting an online company without money doesn’t guarantee failure. It doesn’t guarantee success, either. It’s worth your time to perform your own kind of reconnaissance to discover how the other guys are working. Don’t try to copy the competition, though. Do what you can to make your company better.

4. Social Media is Your Friend

Social media sites such as Facebook and Twitter are excellent platforms for marketing. First of all, it costs nothing to create profiles specifically for your online business. You can start using these immediately to focus on engaging your target market. Nearly 80% of people in the United States have a social media profile of some kind. Depending on the type of online services you offer, you have access to literally millions of potential buyers through these hubs. However, this doesn’t mean you’ll access all of these people instantly. It takes a bit of strategy and planning to get their attention when you post something new on your profile. Luckily, you have access to a myriad of excellent tools for social media marketing. 

5. Know Your Skill Set

It doesn’t take much for anyone to identify a skill that can be offered online. Many freelancers make their living from providing services ranging from filing online documents to writing. If you have a marketable talent to offer, then you don’t need an investment for products. In 2015, approximately one third of the entire workforce in the US participated in freelance work of some kind. A large portion of this was due to online business operations. When you don’t need anything but your skills and an Internet connection, it’s possible to develop a degree of success. The hardest part about offering yourself in such a manner is realizing the amount of competition you’ll face.

6. Do You Really Need a Business Loan? 

For a traditional startup, a business loan may be ideal to get the equipment and products needed for the company. However, not a lot of funding is required when operating an online organization. While you might need a few pieces of equipment to get started, it may take less money than you realize. If you’re looking to start an online store and need money for inventory, be smart with it. Essentially, you can run the business out of a room in your house using an old laptop. Keep your expenses as low as possible and you won’t need a hefty loan that will loom over your head for the next several years. You may be surprised with what you don’t need for the business just by using some of the things you have laying around your house. 

7. Crowdfunding May Be a Source of Finances 

Crowdfunding is when you post your business idea on sites like Kick starter or Indigo Go and receive donations from others. These platforms have helped a lot of people get their projects off the ground. What makes these platforms ideal is that you don’t have to worry about paying back a loan. Unfortunately, not all projects can reach their goals. For instance, only 28.7% of projects on Kick starter actually reached their monetary amounts. Since most platforms like this will deny a payment if a goal isn’t reached, you can’t assume you’ll have success raising revenue. On the upside, crowdfunding costs nothing to join and has potential to be a worthwhile venture depending on your idea. 

8. You Don’t Really Need Staff

While having an extra set of hands would be beneficial in some cases, it’s not a necessity. Don’t worry about trying to pay someone to perform a task that you can do yourself. If you don’t have any money to begin with, you can’t really pay this person, right? Some owners believe they need to delegate and have a strong workforce in order to be successful. For a startup, it may be putting you on the hook for paying someone when the coffers are limited. Besides, there are many ways to outsource small tasks to other freelancers in the event you are dire for some help later on. 

9. You Don’t Need a Commercial Office

One of the best things about an online business is that it doesn’t necessarily require a physical location. You don’t have to worry about rent or overhead expenses such as utility bills. In fact, some online businesses can travel with you regardless of where you go. The home based business makes up approximately 52% of all small businesses in the United States. Should these individuals decide to move to a new part of the country, it’s possible the company can move with them without a hassle. However, this will also depend on the type of online organization you develop. Something like an E Commerce store may take a bit of effort to move.

10. Maintain a Good Budget Plan   

Once the money starts coming in, you need to set up a comprehensive budget plan. After all, putting money back into the business could increase your income. Focusing more on purchases that can further your business is ideal. Expanding inventory, adding services or even increasing advertising could all be beneficial. You don’t want your success to become stagnant. You don’t have to set up an extensive research and development section of your online business, though. Put a few extra dollars into something that will boost your success. According to statistics, approximately 75% of business owners stated how marketing was effective. This doesn’t mean you need to put in thousands of dollars in something like Google Adwords. However, it does show how setting up a good budget plan can help your online business grow by setting aside a few dollars for advertising.

Investments for Today’s Investors

 In a world where financial markets can be volatile and unpredictable, the quest for low risk investment opportunities has become a priority for many investors. While higher risk investments might offer attractive returns, they often come with a significant level of uncertainty. For those seeking stable and secure ways to grow their money, low risk investments present a viable alternative. In this article, we explore five of the best low risk investment options available right now, providing a roadmap to balance potential gains with peace of mind.

1. Certificates of Deposit 

Certificates of Deposit are time based deposits offered by banks, often with fixed interest rates over a specified period. These investments are considered low risk because they are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per account holder, per institution. While the returns may be modest compared to riskier investments, CDs provide a predictable stream of income, making them a suitable choice for those who prioritize capital preservation.

2. Treasury Bonds

United States Treasury Bonds are debt securities issued by the U.S. Department of the Treasury. Backed by the full faith and credit of the U.S. government, these bonds are considered one of the safest investment options available. Treasury bonds offer fixed interest payments at regular intervals and return the principal amount at maturity. With various maturity dates and terms available, investors can tailor their investments to their financial goals.

3. Money Market Funds

Money Market Funds (MMFs) provide a low risk alternative to traditional savings accounts. These funds invest in highly liquid, short term debt securities like Treasury bills and commercial paper. MMFs aim to maintain a stable net asset value (NAV) of $1 per share, making them a low volatility option. While they may offer slightly higher returns than regular savings accounts, they still provide easy access to funds, making them suitable for emergency cash reserves.

4. Peer to Peer Lending 

Peer to Peer (P2P) lending platforms connect individual borrowers with investors willing to lend money for interest. While P2P lending carries some risk, investors can mitigate it by diversifying their loans across multiple borrowers. Many platforms also offer risk assessment tools to help investors make informed decisions. P2P lending can provide competitive returns compared to traditional savings accounts or CDs, making it an option for those seeking a slightly higher yield with a calculated level of risk.

5. Blue Chip Stocks with Dividend Payments  

Blue chip stocks of established and financially stable companies are often considered low risk investments due to their long history of consistent performance. Additionally, investing in blue chip stocks that pay dividends can provide a reliable source of income. Dividend payments can cushion against market fluctuations, offering investors a way to generate returns while holding onto shares that historically hold their value.

United States Govt Trying to Ban TikTok

The decision to force divestment or ban TikTok in the United States stems from concerns about national security and data privacy. Some US officials worry that TikTok, which is owned by the Chinese company Byte Dance, could be compelled to hand over user data to the Chinese government or engage in censorship at its behest. These concerns intensified amid rising tensions between the US and China over trade, technology, and geopolitical issues. The Trump administration in particular took a hard stance against Chinese owned technology companies, viewing them as potential threats to US national security. As a result, there were efforts to either force TikTok to sell its US operations to an American company or ban the app altogether. Such actions were seen as a way to mitigate the perceived risks associated with Chinese control over a popular social media platform with millions of users in the US. However, the situation may have evolved since my last update, so it's worth checking the latest news for any developments regarding TikTok's status in the US.

The decision to pursue divestment or ban laws regarding TikTok would involve various government agencies and officials at both the federal and state levels in the United States. At the federal level, the decision could involve the President, executive branch agencies such as the Department of Commerce and the Committee on Foreign Investment in the United States (CFIUS), as well as members of Congress who may propose or support legislation related to this issue. State governments may also take their own actions or express opinions on the matter, particularly if there are concerns about data privacy or security at the state level. Specifically, voting on legislation related to TikTok could occur in congressional committees or in full sessions of Congress, depending on the nature of the proposed measures. It's important to consult official government sources and news outlets for specific information on which individuals or entities have voted in favor of such laws.

What does the law mean?

In an election year when many politicians do not want to be seen as soft on China, the legislation is part of a series of moves responding to national security concerns. Officials in both political parties have raised red flags about TikTok along with other issues ranging from connected vehicles to advanced artificial intelligence chips to cranes at US ports. On the other side, many younger voters oppose a ban because they use the app to express their views and follow politics. Earlier this year, President Joe Biden's re election campaign joined TikTok to reach young voters ahead of the November presidential elections.

Sci tech Why is US govt trying to ban TikTok or force Bytedance to divest? TikTok, ByteDance sued to block US law seeking sale or ban of app By Reuters May 08, 2024 A view shows the office of TikTok in Culver City, California, March 13, 2024. Reuters 

WASHINGTON: TikTok and its owner Bytedance on Tuesday sued to stop a law that would give its Chinese parent about a year to divest the US assets of the short video app, or face a nationwide ban. Here is a look at the effort to ban the app. Why are US officials forcing divestment or banning TikTok US officials warned TikTok's management is beholden to the Chinese government and fear Beijing could use the social media app to influence the 2024 US elections, Director of National Intelligence Avril Haines told a House of Representatives intelligence committee hearing in March. Many US lawmakers from both the Republican and Democratic parties and the Biden administration also say TikTok poses national security risks because China could compel the company to share the data of its 170 million monthly US users. The Department of Justice recently told lawmakers that because ByteDance is headquartered in Beijing, TikTok’s American users are at risk because foreign governments like China's "are known for their surveillance and censorship." TikTok has denied that it has or ever would share US user data, accusing American lawmakers in the lawsuit of advancing "speculative" concerns. What does the law mean? In an election year when many politicians do not want to be seen as soft on China, the legislation is part of a series of moves responding to national security concerns. Officials in both political parties have raised red flags about TikTok along with other issues ranging from connected vehicles to advanced artificial intelligence chips to cranes at US ports. On the other side, many younger voters oppose a ban because they use the app to express their views and follow politics. Earlier this year, President Joe Biden's re election campaign joined TikTok to reach young voters ahead of the November presidential elections. Who voted in favour of divest or ban law? The House passed the law 360-58 with broad bipartisan support as part of a $95 billion legislative package that also provides security assistance to Ukraine, Israel and Taiwan. Days later, the Senate approved the legislation and US President Joe Biden signed it into law. The TikTok measure stems from legislation introduced on March 5 by Republican Congressman Mike Gallagher, who resigned in April, and Representative Raja Krishnamurti, the committee's top Democrat, with more than a dozen other lawmakers. Detractors include Democratic Representative Ro Khanna who has said he felt a TikTok ban may not survive legal scrutiny in courts, citing the Constitution's free speech protections. A number of prominent Democrats in the House voted against the bill, including Alexandria Ocasio Cortez, Cori Bush and Pramila Jayapal. "There are serious antitrust and privacy questions here, and any national security concerns should be laid out to the public prior to a vote," Ocasio Cortez said at the time. 

How would a ban be enforced? 

The law gives TikTok's Chinese owner ByteDance about nine months to divest the US assets of the short video app. The deadline could be extended by three months if the president determines there is progress toward a sale. It is unclear whether China would approve any sale or if TikTok could divest its US assets by the deadline. If ByteDance failed to do so, app stores operated by Apple, Alphabet's Google and others could not legally offer TikTok or provide web hosting services to ByteDance controlled applications. In theory, the ban would make it difficult, if not impossible, for users to access TikTok in the US.

Is TikTok banned in other countries?

India banned TikTok along with dozens of other apps by Chinese developers in June 2020, saying they could compromise national security and integrity. Nepal's government banned the app in November 2023. Several countries, including the US, Australia, Canada and New Zealand have banned TikTok from federal government-owned devices.

First Ladies’ Favorite Foods

Abigail Adams: Indian Pudding 

One dessert John and Abigail were fond of was Indian Pudding, a baked custard pudding made with cornmeal. It’s a warm, comforting dessert perfect for fall, just like our Pumpkin Pie Pudding.

Jacqueline Kennedy: Poached Salmon 

Jackie Kennedy brought class and French style to the White House kitchen. But one of her favorite (and most common) presidential menus was poached salmon, lamb and haricots vert, followed by some sort of ice cream dessert.

Melania Trump: Oatmeal

Our former first lady knew the importance of eating breakfast every day. She’d usually eat a bowl of fiber rich oatmeal or a nutrient packed smoothie to start her day on a healthy note.

Betty Ford: Waffles 

Betty Ford and her family liked simple American food. She was was very cost conscious and put an emphasis on budget friendly meals. Sunday’s breakfast consisted of waffles with pure maple syrup, strawberries and orange juice.

Michelle Obama: Garden Vegetables 

This former FLOTUS was known for promoting healthy eating and fighting child obesity. Her famous White House garden was filled with an array of nutritious vegetables that make healthy eating more enjoyable.

Barbara Bush: Quiche 

Mrs. Bush knew a thing or two about making good food. Her mushroom quiche not only delighted her husband but also impressed many home cooks who follow her recipe it’s a lot like this one.

Pat Nixon: Meat Loaf 

President Nixon was a big fan of his wife’s meat loaf. It was served about once a month while they lived in the White House. Her version was made with ground beef, white bread and a little marjoram. If you like it jazzed up, try our bacon topped meat loaf.

Dolly Madison: Dolly Madison Cake 

Dolly Madison was known for her hospitality and had a knack for entertaining during her days as First Lady. She was a good baker and often made a drippy caramel layer cake. If you like hers, you’ll probably also like our spice cake with caramel sauce.

Sarah Polk: Sarah Polk Hickory Nut Cake

Like Dolly Madison, Sarah Polk also had a cake named after her. The Sarah Polk Hickory Nut Cake was popular in the 1800, and was filled with hickory nuts. They are one of the only native nuts in the U.S so it was considered a true American cake. Go nuts for our own nut cake.

Nancy Reagan: Red Velvet Cheesecake

We’re not sure which foods Nancy Reagan liked best, but if we had to choose one to represent her, it would be red velvet Anything! Mrs. Reagan was always a vision in red, whether in a gown or pants suit.

Bess Truman: Ozark Pudding 

Mrs. Truman is known for her Ozark Pudding, which is like a macaroon inspired pecan pie. She made hers with apples but pears work well, too. For another delectable apple dessert, check out our apple torte.

Mary Todd Lincoln: White Almond Cake 

If someone says they’re making a Mary Todd Lincoln Cake, they’re referring to a white pound cake with almonds. Rumor has it she made if for Abe before they were married. It was said to be his favorite and was served at the White House. If you like almond cake, try our Almond Brittle Torte.

American food and thrifty dinners to global flavors and healthy eating, First Ladies have had a wide range of tastes when it comes to cooking.