10 of the Best US Tours

It sounds like you’re preparing to explore the diverse beauty of the U.S. through guided tours! The United States offers a mix of natural wonders, vibrant cities, and rich cultural experiences, making it a dream destination for all kinds of travelers. Whether you're drawn to history, adventure, or relaxation, an escorted tour is a great way to get the most out of your visit. 

1. Highlights of Route 66  A Classic American Road 
Trip Route 66, often called the “Mother Road,” is one of the most iconic and historically significant highways in the United States. Spanning over 2,400 miles from Chicago, Illinois to Santa Monica, California, this legendary route takes you through eight states, offering a mix of classic American history, quirky roadside attractions, and stunning landscapes. A guided tour along Route 66 allows you to experience the best of this historic route without the hassle of planning each stop yourself. Whether you're a history buff, a lover of vintage Americana, or simply seeking an adventure through small town America, this tour offers a glimpse into the heart and soul of the U.S.

2. Washington to New York City Discovery, Intrepid  City lovers, history buffs, culture enthusiasts This eastern U.S. tour is perfect for those who want to dive into the heart of America’s most iconic cities: Washington, D.C., Philadelphia, and New York City. Packed with history, culture, and urban energy, this tour takes you through the country’s political and cultural capitals, exploring the monuments, museums, neighborhoods, and hidden gems that define these cities.Washington to New York City Discovery, Intrepid City lovers, history buffs, culture enthusiasts This eastern U.S. tour is perfect for those who want to dive into the heart of America’s most iconic cities: Washington, D.C., Philadelphia, and New York City. Packed with history, culture, and urban energy, this tour takes you through the country’s political and cultural capitals, exploring the monuments, museums, neighborhoods, and hidden gems that define these cities.

Washington, D.C. After Dark National Mall Tour  Start your journey in the U.S. capital with a nighttime tour of the National Mall, where you'll see monuments like the Lincoln Memorial, Washington Monument, and the World War II Memorial lit up against the night sky. Arlington National Cemetery: Visit the final resting place of many of America’s heroes, including President John F. Kennedy, and pay respects at the Tomb of the Unknown Soldier. Smithsonian Museums Explore the wealth of Smithsonian museums on the National Mall during your stay. Highlights include the National Museum of American History and the National Air and Space Museum. 

Philadelphia African American History Tour: In Philadelphia, discover the city's rich African American heritage through a guided walking tour that focuses on historic sites such as the Mother Bethel Church and The African American Museum in Philadelphia. Historic Philadelphia: Visit Independence Hall, where the Declaration of Independence was signed, and the Liberty Bell, one of the most important symbols of American freedom. Philadelphia’s Food Scene No visit to Philly is complete without sampling its famous food. The tour might include stops for a Philly cheesesteak or a visit to the bustling Reading Terminal Market. 

New York City Neighborhood Walking Tours: The tour culminates in New York City, with guided walking tours of two of its most vibrant neighborhoods: Little Italy and Chinatown. Delve into the history, culture, and cuisine of these multicultural districts, exploring the rich stories behind the immigrant communities that shaped the city. Tenements Tales and Tastes Tour: A tour of the Lower East Side focuses on the immigrant experience in New York, including a visit to a historic tenement building and tasting local foods that reflect the area’s diverse culinary heritage. The Big Apple Experience You’ll have the chance to explore Times Square, Central Park, and take in the bright lights of Broadway, as well as iconic landmarks like the Empire State Building and the Statue of Liberty.

3. The best of New England in the fall, Titan New England in autumn is an American road trip classic and this tour brings 13 days’ worth of leaf peeping by coach. You’ll get a whistlestop tour of five states, starting off in Boston, Massachusetts, where a local guide will prime you with the city’s history. Next, it’s the Atlantic peninsula of Cape Cod, with its quaint towns and beaches the colour of champagne. Jewels here include the many galleries of artsy Provincetown, right at the tip. The itinerary also ticks off cute as button Woodstock and Burlington, both in Vermont, all the while wiggling along country roads flanked by fall trees. Many activities, including a tour and tasting at Morse Maple Farm (a must in Vermont), are in the package, along with international flights, breakfast and accommodation.

4. Treasures of Oregon and the Pacific Northwest, Titan Diving deep into the wonders of the west coast, this 14 day tour courses from Seattle down to San Francisco, soaking up mountain towns, coastal bolt holes and plenty of natural beauty en route. The Emerald City is your springboard, where you’ll drink in panoramas from the top of the Space Needle. Sights are then set south for the rest of the trip, which includes stops in uber cool Portland, known for its craft beer and endless green space, and quaint Newport, right on the coast. A crowd pleaser on the way is Multnomah Falls, a cascade that plummets some 620 feet before a sheer sheet of rock. You’ll also dip into northern California long enough to explore giant filled Humboldt Redwoods State Park and Sonoma wine country. As is typical of Titan tours, the price includes international flights, 12 nights in hotels, breakfast each day and itinerary activities.

Explore a Diverse Region: The Pacific Northwest offers an incredible mix of natural landscapes, from lush forests to volcanic peaks, rugged coastlines, and high deserts. This tour covers the best of the region, with a perfect balance of city exploration and outdoor adventure. Nature and Wildlife  If you’re a nature lover, this tour is a dream come true. You’ll have the chance to see everything from majestic waterfalls and towering mountains to incredible wildlife, including whales along the coast and elk in the forests. Cultural Immersion: In addition to the spectacular natural beauty, you’ll also experience the local culture, from the craft beer scene in Bend to the historic landmarks in Seattle and Portland. Ideal for Outdoor Enthusiasts: Whether you're a hiker, photographer, or just someone who loves the outdoors, this tour offers plenty of activities and scenic stops to satisfy your adventurous side. Comfort and Convenience  With all logistics taken care of, you can relax and focus on enjoying the journey, knowing that your accommodations, transport, and some meals are already planned for you.

5. Wonders of the American west, Insight Vacations This ten day tour giftwraps some of the west’s most awe inspiring wilderness, including the Grand Canyon. Beginning in Las Vegas, you’ll venture to all of Utah’s “Mighty 5” National Parks Canyonlands, Arches, Bryce Canyon, Capitol Reef and Zion taking epic drives about the red rocks and even dining above Bryce’s salmon hoodoos on one special evening. The cinema worthy landscapes continue at Mesa Verde National Park in Colorado, where ancient dwellings carved out by indigenous Ancestral Pueblo peoples provide a window into the past. You’ll get breakfast each morning, plus dinner with wine on select days tours typically run in May, June, September and October and include accommodation.

6. The Lone Star State to the French Quarter, Cosmos It sounds like you're referencing a journey or a connection between two iconic locations  Texas (the "Lone Star State") and New Orleans (the "French Quarter"), perhaps with a touch of cosmic wonder in the mix. Whether you're planning a trip or just musing about the cultural shift, there's a lot to explore between these two places. Texas to the French Quarter: The route from Texas to New Orleans is rich with history, culture, and natural beauty. You could be traveling by car, train, or plane, but the drive is especially rewarding if you take the scenic route along Interstate 10, which runs from Texas all the way to Louisiana. Texas  The Lone Star State is vast and diverse, with everything from the deserts of West Texas to the lush forests of East Texas. Cities like Houston, Austin, and San Antonio offer their own brand of southern hospitality and culture, while the state's strong connection to its Spanish and Mexican heritage is seen in its architecture, food, and traditions. New Orleans & The French Quarter  Once you cross into Louisiana, you're greeted by the rich history and distinctive culture of New Orleans. The French Quarter (or Vieux Carré) is the heart of the city, with its centuries old buildings, vibrant street life, jazz music, and Creole cuisine. 

7. America’s music heritage that’s a big one. The history of American music is deeply intertwined with the country's diverse cultural roots and its evolution through social movements, technology, and global influences. “Just You” evokes the personal nature of music, how it speaks to the soul of an individual, and the timeless ability of music to connect people to their own stories, memories, and emotions.

America's Music Heritage: A Journey Through Genres 

Blues: Often considered the foundation of many American music genres, blues emerged in the Deep South from African American spirituals, work songs, and chants. Cities like Memphis and Chicago became pivotal in the evolution of blues, with legends like B.B. King and Muddy Waters creating sounds that reverberated far beyond the American South. The blues speak to heartbreak, struggle, and resilience, often serving as a deeply personal, raw form of expression. The simplicity of the 12 bar structure and the emotionally charged lyrics made the blues a genre that connected with listeners on a universal level. 

Jazz: Born in New Orleans in the early 20th century, jazz took the foundations of blues and added improvisation, syncopation, and an exploration of complex harmonies. Artists like Louis Armstrong, Duke Ellington, and Miles Davis revolutionized music, creating a genre that, much like the blues, was a means of individual expression but also a collective, interactive experience. New Orleans remains the spiritual birthplace of jazz, and the rhythm and freedom of the genre still echo through its streets today, especially in places like the French Quarter, where jazz was born.

8. Best of the Big Island and Kauai, G Adventures If you’re looking for an introduction to the Aloha State, this week-long G Adventures odyssey delivers. It covers two islands: Hawaii, known as the Big Island, and Kauai, so verdant that it’s nicknamed the “Garden Isle”. On the hitlist is Waimea Canyon, a colour-splashed ravine tipped as the “Grand Canyon of the Pacific”, as well as Hawaii Volcanoes National Park, home to some of the most active volcanoes on the planet. In for the price is national park entry and numerous guided excursions, plus transport and an internal flight. Accommodation includes a lodge in a winning location next to Kulaniapia Falls.

9. The Personal Connection in Music No matter the genre, what makes music universally powerful is its ability to speak directly to the listener, to connect on a personal level. "Just You" captures the intimacy of music whether you’re listening to the soulful wail of a blues guitar, the mournful cry of a country ballad, or the hard hitting rhythm of hip hop. Listening alone  Music has a unique ability to create a personal space for reflection. You could be listening to Nina Simone's heart-wrenching ballads or John Coltrane's transcendental saxophone, and it feels like the song is speaking just to you, telling your own story through its notes. Personal connections: It’s why we all have “our” songs the ones that bring back memories, provide comfort, or just speak to where we are in life at that moment. Just You is the connection between the song and the soul, the way music shapes and reflects the individual experience. America’s music legacy is a patchwork quilt of stories, struggles, celebrations, and transcendent moments. Each genre has its own personal touch, its own voice that resonates in the hearts of millions, whether they’re listening alone in a quiet room or with a crowd of thousands. And ultimately, it’s this personal resonance that makes America’s music so enduring and so deeply woven into the fabric of its cultural identity.

10. Do the Charleston, Untold Story that’s an intriguing phrase! It feels like an invitation to dive into the deeper history of the Charleston, a lively, infectious dance that became emblematic of the Jazz Age in the 1920s. But beyond just the steps and the fun, there’s a fascinating, untold story surrounding the dance itself, its cultural significance, and its enduring influence. Let’s break it down: The Charleston Dance: Origins and Evolution The Dance Itself: The Charleston is a fast paced, exuberant dance characterized by swinging leg movements, quick footwork, and wide arm gestures. The feet typically kick out in a circular motion, while the arms can swing out and back, adding to the lively, almost wild energy of the movement. While it became synonymous with the flapper era and the jazz filled clubs of the 1920, the Charleston has older roots. It’s believed to have been inspired by African American dances, particularly those from the South, and most notably from the Gullah people of the coastal regions around Charleston, South Carolina.

Amazon Business reached $35 billion in annualized sales in 2023

Amazon spent the last 25 years building Amazon com. It now serves over 300 million active customers a wide selection of goods at competitive prices. You may be one of them. But different customers have different needs. Amazon has long known that businesses and organizations were shopping for office supplies and other goods in bulk on its store. To better serve them, the company launched Amazon Business in 2015. “Everything we do at Amazon starts with the customer, and we kept asking ourselves, ‘How can we better serve those business customers?’” said 20 year Amazon veteran Alexander Gag non, vice president of Worldwide Amazon Business. “The procurement space is ready for innovation. We have leveraged the size, expertise, technology, and infrastructure we have built at Amazon, and adapted it for businesses and organizations of all sizes.” Amazon Business has since become one of the fastest growing ventures in Amazon’s history. It reached $35 billion in annualized sales in 2023.

"I’ve been excited about Amazon Business since the day it launched,” said Doug Harrington, CEO of Amazon Worldwide Stores. “The Amazon Business team is committed to long term success of their business and its customers. Day in and day out, we dig into the specific purchasing needs of businesses and organizations and come up with innovative ways to deliver great prices, extensive selection, and consistent, reliable convenience. Businesses and organizations need different tools and features for their purchasing, and Amazon Business has built those tools. But we know that’s not enough, and we’ll keep iterating to make the customer experience even better.”

How does Amazon Business work? 

Amazon Business gives organizations of all sizes the ability to buy from a large selection of hundreds of millions of items directly from the Amazon Business store, which has the same easy to use and intuitive interface as Amazon 

“One of the best things we have as a tailwind for Amazon Business is all of the work we've done for the last 25 years for consumers on Amazon,” Hermes said. “We've got a catalog with a wide selection, a world-class fulfillment capability, and a great customer experience that you're used to. It’s easy to use with no training necessary. The search experience, the reviews, the shopping cart, and other popular features are all the same, and on top of that we’ve built business specific features that allow companies of all sizes to integrate their procurement policies into the buying process.” 

What does Amazon Business offer beyond vast selection, low prices, and convenience? 

“We are so much more than a B2B store or a procurement organization,” said Aster Angara, vice president and head of commercial, public, and strategic sector at Amazon Business. “Amazon Business is designed to be flexible and can support customers of all shapes and sizes. We continuously develop salable solutions by customer size and industry vertical. We work with our customers to solve their biggest procurement challenges by giving them incredible technology such as Amazon Business analytics and Guided Buying, available with eligible Business Prime memberships.” “Amazon Business lets our customers use a set of policies or rules to ensure that certain types of products they buy meet those requirements,” Hermes said. “So, you could say, ‘I want to buy local,’ ‘I want to buy products with sustainability certifications,’ ‘I want to buy from veteran-owned or diverse suppliers.’

How do customers use Amazon Business? 

Angara said Amazon Business helps large and small customers leverage what they're doing today in the area of spend. But Amazon Business can also help them source products with sustainability certification or goods sold by local, diverse, and other businesses. “We are really giving customers control and visibility of these purchases and knowing where they spend their money,” she said. “If you're a teacher and you want to be able to buy specific books or tools for your class, you no longer have to go through a series of people in the process. You can go to the Amazon Business store, and you will be able to purchase what you need for your students. Utilizing the set budget that is designed for you, you can actually spend it over a semester or a year or a month however you want to manage it.” These benefits also translate to tangible savings. “We make it really easy for them to procure at competitive prices and save money that can be then reinvested,” Gag non said.

 

7 Great Side Business Ideas

Why Veterans are Great at Business 

According to the American census, veterans own 7.5% of 5.4 million businesses. The reason for this is simple: the military teaches skills most business owners have to learn the hard way like self-sufficiency, leadership, and the ability to perform under pressure. If you’ve already got those skills, you’ve got some of what it takes to run a successful business. All you need to do now is take one of these ideas and make it work for you. We’re here to help you on your journey. Work together with a SCORE mentor today to find the best side business idea for you and get started.

1. Open a private security firm If you make decisions quickly and like working alone, a private security firm is a natural fit for you. As a private security contractor, you’ll be responsible for defusing and deescalating high risk situations: something that already comes naturally to veterans. There are two simple ways to get started with private security. You can either contract work from larger security firms or offer your services to malls, businesses, schools, and councils in your area.

2. Become a franchise owner Is leading people one of your strengths? Then you’re fit for franchising. Owning a franchise is an easy way to start a retail business (provided you start with some capital, of course). Unlike new businesses, franchises already have a customer base and a product line when they open, as they leverage the services offered by the parent business. As a fresh franchise owner, all you need to do is manage the business: something your military past has trained you for. 

3. Work as a government contractor If you’re still interested in government work but want to be involved in a role that extends beyond the office, you should consider a contracting role. The United States government contracts out enormous amounts of logistics work, including IT work, network security work, and administrative work. The government is mandated to contract out 3% of those services to veterans like you. If you’re interested in contracting, check out the Small Business Administration’s Boots to Businesses development program.

4. Get into the personal fitness industry Very few people leave the military with zero personal fitness knowledge. Just because you no longer serve doesn’t mean your fitness skills are out of date. Leverage those skills, and you can make people fitter while building a business. There are many ways to start a personal fitness business. You could recruit clients with a letterbox campaign, contract through a private gym, or even createa fitness Instagram to show off your skills. Whichever way you choose, keep it unique to you. People are mostly drawn to personality (though they like muscles, too). 

5. Work as a tech consultant If you’ve got great tech skills, then you’ve got a golden ticket to a great career as a tech consultant. There are many ways to work as a tech consultant  from doing tech audits to running virtual mentoring programs that let you share your skills with small businesses and teams.

6. Consider health care advocacy and emergency services When weighing up potential side business ideas, never discount your experience. As a veteran, you have a unique perspective invaluable to hospitals, universities, and healthcare organizations working with veterans. If you love working with people, take that knowledge and build a business that teaches organizations how to help. You could even become a consultant for veteran services, helping new and injured veterans navigate through the complexities of post-service life. Just don’t forget to brush up on those calendar management skills before you start juggling clients. 

7. Become a workplace trainer As a veteran, you’re likely an expert in managing challenges like work life balance, changing sleep cycles, and routine shifts. As Americans take over 460 million work trips a year, you could build a  business by teaching people how to manage their work lives on the move.

 

American Online Business Ideas

10 Useful Things to Know to Start an Online Business with No Money 

A lot of people would love to start an online business. Unfortunately, not everyone has the capital to go as big as they’d like when setting it up. However, many people will start one with having little or no money. All it takes is determination, motivation and a willingness to learn as you go. This isn’t saying that business education is a waste of time. On the contrary, a good education could be worth the investment. But not everyone has the funds to go back to school, let alone start a business. So, what should you know when you’re ready to step up and build a business from the ground up without a dime to your name? Well, here are 15 things you might find useful about how to get into an online business when you’re broke. 

1. Identify Your Target Market

In 2014, it was discovered that 42% of failed startups were from the result of a poor market for products and services. This didn’t mean that the ideas themselves were bad, but that the immediate market had no use for the business. For example, it would be difficult to sell air conditioning units to people living in Alaska. From the perspective of an online business, this will be more centered around marketing. If you offer a specific service or product, you need to make sure the right people are getting those advertisements. This may take a bit of research as you need to identify who will be the most interested in what you offer. Thanks to the various marketing tools available on the Internet, this process can be easier than you might think. 

2. Start Small 

You don’t have to step into the world of business with an extensive portfolio or a vast array of goods to sell. When you have no money, starting small gives you the chance to build up the company. Some owners started with just a few items to sell out of their basement and expanded into larger facilities. Again, this centers around how well you market the brand and how much effort you put into the business. Even the smallest of online startups can attract a consumer base with the right ads or the perfect comment in social media. It’s all about building a reputation for excellent service. Let the income of the business provide its own expansion.

3. Don’t Underestimate the Competition   

Because it’s easy to get the ball rolling for an online business, you need to be aware of the competition. You’re not the only one trying to make a living off of the Internet without an extensive bankroll. In fact, this is often one of the top 10 reasons why many businesses fail according to many experts. Starting an online company without money doesn’t guarantee failure. It doesn’t guarantee success, either. It’s worth your time to perform your own kind of reconnaissance to discover how the other guys are working. Don’t try to copy the competition, though. Do what you can to make your company better.

4. Social Media is Your Friend

Social media sites such as Facebook and Twitter are excellent platforms for marketing. First of all, it costs nothing to create profiles specifically for your online business. You can start using these immediately to focus on engaging your target market. Nearly 80% of people in the United States have a social media profile of some kind. Depending on the type of online services you offer, you have access to literally millions of potential buyers through these hubs. However, this doesn’t mean you’ll access all of these people instantly. It takes a bit of strategy and planning to get their attention when you post something new on your profile. Luckily, you have access to a myriad of excellent tools for social media marketing. 

5. Know Your Skill Set

It doesn’t take much for anyone to identify a skill that can be offered online. Many freelancers make their living from providing services ranging from filing online documents to writing. If you have a marketable talent to offer, then you don’t need an investment for products. In 2015, approximately one third of the entire workforce in the US participated in freelance work of some kind. A large portion of this was due to online business operations. When you don’t need anything but your skills and an Internet connection, it’s possible to develop a degree of success. The hardest part about offering yourself in such a manner is realizing the amount of competition you’ll face.

6. Do You Really Need a Business Loan? 

For a traditional startup, a business loan may be ideal to get the equipment and products needed for the company. However, not a lot of funding is required when operating an online organization. While you might need a few pieces of equipment to get started, it may take less money than you realize. If you’re looking to start an online store and need money for inventory, be smart with it. Essentially, you can run the business out of a room in your house using an old laptop. Keep your expenses as low as possible and you won’t need a hefty loan that will loom over your head for the next several years. You may be surprised with what you don’t need for the business just by using some of the things you have laying around your house. 

7. Crowdfunding May Be a Source of Finances 

Crowdfunding is when you post your business idea on sites like Kick starter or Indigo Go and receive donations from others. These platforms have helped a lot of people get their projects off the ground. What makes these platforms ideal is that you don’t have to worry about paying back a loan. Unfortunately, not all projects can reach their goals. For instance, only 28.7% of projects on Kick starter actually reached their monetary amounts. Since most platforms like this will deny a payment if a goal isn’t reached, you can’t assume you’ll have success raising revenue. On the upside, crowdfunding costs nothing to join and has potential to be a worthwhile venture depending on your idea. 

8. You Don’t Really Need Staff

While having an extra set of hands would be beneficial in some cases, it’s not a necessity. Don’t worry about trying to pay someone to perform a task that you can do yourself. If you don’t have any money to begin with, you can’t really pay this person, right? Some owners believe they need to delegate and have a strong workforce in order to be successful. For a startup, it may be putting you on the hook for paying someone when the coffers are limited. Besides, there are many ways to outsource small tasks to other freelancers in the event you are dire for some help later on. 

9. You Don’t Need a Commercial Office

One of the best things about an online business is that it doesn’t necessarily require a physical location. You don’t have to worry about rent or overhead expenses such as utility bills. In fact, some online businesses can travel with you regardless of where you go. The home based business makes up approximately 52% of all small businesses in the United States. Should these individuals decide to move to a new part of the country, it’s possible the company can move with them without a hassle. However, this will also depend on the type of online organization you develop. Something like an E Commerce store may take a bit of effort to move.

10. Maintain a Good Budget Plan   

Once the money starts coming in, you need to set up a comprehensive budget plan. After all, putting money back into the business could increase your income. Focusing more on purchases that can further your business is ideal. Expanding inventory, adding services or even increasing advertising could all be beneficial. You don’t want your success to become stagnant. You don’t have to set up an extensive research and development section of your online business, though. Put a few extra dollars into something that will boost your success. According to statistics, approximately 75% of business owners stated how marketing was effective. This doesn’t mean you need to put in thousands of dollars in something like Google Adwords. However, it does show how setting up a good budget plan can help your online business grow by setting aside a few dollars for advertising.

Investments for Today’s Investors

 In a world where financial markets can be volatile and unpredictable, the quest for low risk investment opportunities has become a priority for many investors. While higher risk investments might offer attractive returns, they often come with a significant level of uncertainty. For those seeking stable and secure ways to grow their money, low risk investments present a viable alternative. In this article, we explore five of the best low risk investment options available right now, providing a roadmap to balance potential gains with peace of mind.

1. Certificates of Deposit 

Certificates of Deposit are time based deposits offered by banks, often with fixed interest rates over a specified period. These investments are considered low risk because they are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per account holder, per institution. While the returns may be modest compared to riskier investments, CDs provide a predictable stream of income, making them a suitable choice for those who prioritize capital preservation.

2. Treasury Bonds

United States Treasury Bonds are debt securities issued by the U.S. Department of the Treasury. Backed by the full faith and credit of the U.S. government, these bonds are considered one of the safest investment options available. Treasury bonds offer fixed interest payments at regular intervals and return the principal amount at maturity. With various maturity dates and terms available, investors can tailor their investments to their financial goals.

3. Money Market Funds

Money Market Funds (MMFs) provide a low risk alternative to traditional savings accounts. These funds invest in highly liquid, short term debt securities like Treasury bills and commercial paper. MMFs aim to maintain a stable net asset value (NAV) of $1 per share, making them a low volatility option. While they may offer slightly higher returns than regular savings accounts, they still provide easy access to funds, making them suitable for emergency cash reserves.

4. Peer to Peer Lending 

Peer to Peer (P2P) lending platforms connect individual borrowers with investors willing to lend money for interest. While P2P lending carries some risk, investors can mitigate it by diversifying their loans across multiple borrowers. Many platforms also offer risk assessment tools to help investors make informed decisions. P2P lending can provide competitive returns compared to traditional savings accounts or CDs, making it an option for those seeking a slightly higher yield with a calculated level of risk.

5. Blue Chip Stocks with Dividend Payments  

Blue chip stocks of established and financially stable companies are often considered low risk investments due to their long history of consistent performance. Additionally, investing in blue chip stocks that pay dividends can provide a reliable source of income. Dividend payments can cushion against market fluctuations, offering investors a way to generate returns while holding onto shares that historically hold their value.